| Stacking Provisions for Auto-Insurance |
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| Often more than one automobile insurance policy is in effect for vehicles involved in a collision. Sometimes a single insurance policy can contain several types of coverage that could be applied to the accident. When these situations exist, an insured or the passengers in the insured's vehicle may seek to combine the benefits of the multiple coverage provisions in the policy or policies. This is called "stacking." It can also be called "pyramiding." More... |
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| Auto Insurance Coverage for Taxicabs |
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| The ubiquitous taxicab is a fixture in the more densely populated areas of the United States. The sheer numbers of such vehicles, and the intensive nature of the manner in which they operate, create types and volumes of risks that implicate numerous issues in the area of auto insurance and the insurance coverage afforded in incidents involving such vehicles. More... |
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| Collision Coverage |
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| Under the collision coverage provision of a policy, an insurer agrees to pay an insured for damage to a covered vehicle caused by an accidental occurrence that is typically described as involving a "collision" or an "upset." More... |
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| Liability of Car Distributor/Manufacturer in Automobile Accident Cases |
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| When an automobile accident occurs, there can be many causes. Some causes can make a car distributor or manufacturer liable for the injuries and damages in an automobile accident case. For instance, a manufacturer can be liable for damages caused by its failure to exercise reasonable care in the design of an automobile. More... |
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| Coverage For Employees Operating Vehicles Within the Course of Employment |
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| Vehicles are very important for the conduct of business. From making deliveries to taking employees on sales calls, employers often make vehicles available to employees to use in the course of their employment. Corporate insureds can obtain fleet insurance for motor vehicles from their automobile insurance company. That insurance generally covers injury, damage, or theft of owned or leased vehicles. It also provides coverage to the corporate insured if its employees are involved in an accident while driving a fleet vehicle on company business. A fleet insurance policy will cover a number of vehicles in one policy that are owned or leased by one corporate insured. More... |
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